Comparison of Finance Of America (NYSE:FOA) and Guild (NYSE:GHLD)

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United States Finance Companies (NYSE: FOAGet a rating) and guild (NYSE: GHLDGet a rating) Are both small capitalization financing companies, but what is the higher activity? We will compare the two companies according to the strength of their dividends, their profitability, their risk, their valuation, their institutional property, the recommendations of analysts and their profits.

Analyst Notes

This is a summary of current recommendations and price targets for Finance Of America Companies and Guild, as reported by MarketBeat.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
American companies finance 0 3 0 1 2.50
Guild 0 1 3 0 2.75

Finance of America Companies currently has a consensual target price of $ 5.53, indicating a potential increase of 206.94 %. Guild has a consensus target price of $15.38, indicating a potential upside of 55.30%. Given the higher possible upside of Finance Of America Companies, analysts clearly believe that Finance Of America Companies is more favorable than Guild.

Valuation and benefits

This table compares income, profit by action (EPS) and the valuation of Finance of America Companies and Guild.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
American companies finance $ 1.74 billion 0.06 – $ 247.68 million ($6.85) -0.26
Guild $ 1.58 billion 0.38 $283.77 million $5.39 1.84

Guild has lower earnings, but higher earnings than Finance Of America Companies. Finance Of America Companies trades at a lower price-to-earnings ratio than Guild, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares the net margins, return on equity, and return on assets of Finance Of America Companies and Guild.

Net margins Return on equity return on assets
American companies finance -25.42% 13.28% 1.04%
Guild 21.62% 19.18% 4.35%

Institutional and insider ownership

9.3% of Guild shares are held by institutional investors. 78.0% of Guild shares are held by insiders of the company. Strong institutional ownership indicates that hedge funds, endowments, and large fund managers believe a stock is poised for long-term growth.

Risk and Volatility

Finance Of America Companies has a beta of 0.42, which means its stock price is 58% less volatile than the S&P 500. In comparison, Guild has a beta of 0.42, which means its stock price is 58 % less volatile than the S&P 500.

Summary

Guild beats Finance Of America Companies on 10 out of 13 factors compared between the two stocks.

Company Profile Finance Of America Companies (Get a rating)

Finance of America Companies Inc. operates a consumer lending platform in the United States. The Company operates through the segments: Mortgage Issuance, Reverse Issuance, Commercial Issuance, Lender Services and Portfolio Management. It provides residential mortgage loans to government-sponsored entities; government-backed agricultural loan solutions for farmers; product development, loan securitization, loan sales, risk management, asset management and monitoring services for companies and third party funds; and services to auxiliary companies, securities and securities insurance agency services, assessment of mortgage management rights and commercial brokerage, transactions execution services, examination services by a third party or reasonable diligence of mortgages, and valuation and capital management services for residential mortgages, student loans and commercial loans for industry clients. The company was founded in 2013 and is based in Irving, Texas.

Profile of the guild company (Get a rating)

Guild Holdings Company, a mortgage company, originates, sells and services residential mortgages in the United States. The company operates approximately 260 branches with licenses in 49 states. It issues residential mortgage loans through retail channels and correspondents. The company was incorporated in 1960 and is based in San Diego, California.



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